All Your Payments,
One Simple App
Shop on Amazon. Pay your DSTV. Send airtime to mum. Finally, an app that keeps up with how you actually spend.
Airtime
₦5,000
Wallet Balance
₦125,450
Data Bundle
10GB MTN
Virtual Card
$250.00
Instant
Transactions
5,000+
On the waitlist
Instant
Transactions
Bank-level
Security
24/7
Support
Everything you need, one app.
We designed BiyaLink for your lifestyle. Wallet, payments, cards, and currency swap. All in one place.
Your wallet, your control.
Send money to your BiyaLink wallet via bank transfer or card. Withdraw to your bank account whenever you need it. Your funds are always available, always secure, and always under your control. No complicated processes, no hidden charges.
Buy airtime and data in seconds.
Top up any Nigerian network instantly. MTN, Glo, Airtel, 9mobile, we support them all. Your airtime and data arrive in seconds, not minutes. Best rates, no delays, and your transaction history is always at your fingertips.
Pay bills without the hassle.
Electricity, DSTV, GOtv, internet, and more. Pay all your utility bills from one app. No more queuing, no more stress. We support all major service providers across Nigeria with instant confirmation and receipts.
Swap currencies instantly.
Convert between Naira and Dollars with just a tap. Great rates that update in real time, with no hidden fees. Move money between your NGN and USD wallets in seconds. Whether you're saving in dollars or need naira, we've got you.
Virtual cards for every need.
Create USD virtual cards for global shopping: Netflix, Amazon, Spotify, and thousands more. Create Naira cards for local payments. Both are instant, both are secure, and both work everywhere online. Fund with your wallet balance and start spending.
Your money, secured.
We take security seriously. 256-bit encryption protects every transaction. Biometric authentication keeps your account safe. Real-time fraud detection catches problems before they happen. Your funds are protected with bank-level security.
Getting started is easy.
Join thousands of Nigerians who manage their payments smarter. Three simple steps is all it takes.
Download BiyaLink
Available on iOS and Android. Download from the App Store or Google Play in seconds. It's free to get started.
Set up your account
Create your account with your phone number, then complete a quick KYC verification. Just upload your ID and a selfie to unlock full access.
Start making payments
Fund your wallet, buy airtime, pay bills, or create a virtual card. Everything you need to manage your money, right in your pocket.
Be the first to know.
Join our exclusive waitlist and get notified the moment BiyaLink launches. Plus, early members get special perks!
5,000+
Waitlist signups
Instant
Transactions
4.9
Expected rating
24/7
Support
Built with by DenoSys
DenoSys LTD is a Nigerian technology company that builds and commercializes software products across web, mobile, and cloud platforms. BiyaLink is our flagship consumer product, designed to make payments and global spending accessible to everyone.
Frequently asked questions
Everything you need to know about BiyaLink. Can't find an answer? Contact our support team.
Yes! BiyaLink is completely free to download and use. There are no hidden fees for basic features like airtime purchases, data top-ups, and bill payments. Virtual card creation may have a small one-time fee.
KYC (Know Your Customer) verification is simple. You'll need to upload a valid government-issued ID (NIN, Driver's License, or International Passport) and take a quick selfie. The process takes about 5 minutes and unlocks full access to all features.
Absolutely! Our USD virtual cards work on any platform that accepts Mastercard or Visa. Use them for Netflix, Spotify, Amazon, and thousands of other international services.
Most transactions are instant. Airtime and data top-ups happen in seconds. Bill payments typically process within 1-2 minutes. Virtual card funding is also instant.
Your security is our priority. We use bank-level encryption to protect all transactions, and your funds are held in secure, regulated accounts. We also offer features like transaction PINs and biometric authentication.
We support all major Nigerian networks (MTN, Airtel, Glo, 9mobile) and bill providers including DSTV, GOtv, Startimes, and all major electricity distribution companies across Nigeria.
Is BiyaLink free to use?
Yes! BiyaLink is completely free to download and use. There are no hidden fees for basic features like airtime purchases, data top-ups, and bill payments. Virtual card creation may have a small one-time fee.