Send money, pay bills, buy airtime and data, and manage eligible virtual cards from one app built for Nigerians.
BiyaLink is a technology product of DenoSys LTD. DenoSys is not a bank and does not hold customer funds. Regulated financial services will be provided through licensed partners, subject to verification and availability.
Airtime
₦5,000
Available Balance
₦125,450
Data Bundle
10GB MTN
Virtual Card
$250.00
Nigerian banks
Bank transfers
1,000+
Waitlist registrations
Private
Alpha stage
Nigeria
Initial market
Licensed
Financial partners
BiyaLink is in private alpha. Features will be released in phases and may vary by verification level and partner availability.
Fund your eligible account through Nigerian bank transfer, view your available balance, send money to other BiyaLink users, and transfer to Nigerian bank accounts. Customer funds are held by licensed financial institution partners.
Purchase airtime and mobile data for supported Nigerian networks and keep a clear record of each transaction. Network availability, prices, and processing times depend on the relevant service provider.
Pay supported electricity, television, internet, and other bills without moving between different apps. You will see the amount, applicable fee, and transaction status in BiyaLink.
Where currency conversion is available, BiyaLink will display the exchange rate and applicable fee before you confirm. Currency availability is subject to partner support, verification, and regulatory requirements.
Apply for supported NGN and USD virtual cards for online payments. Cards will be issued and processed by licensed partners, and availability depends on identity verification, issuer approval, limits, and merchant acceptance.
BiyaLink uses secure authentication, encrypted connections, access controls, activity logging, and transaction monitoring. Sensitive actions may require a PIN, one-time password, biometric confirmation, or additional review.
BiyaLink is onboarding in phases so we can verify users properly and introduce services responsibly.
Register your email to receive private alpha updates, launch news, and information about phased onboarding.
We will invite eligible users in phases as BiyaLink services become available. A waitlist registration does not guarantee account approval.
Complete the required identity, eligibility, and compliance checks. The exact information required will be shown during onboarding.
Once approved, access the transfers, payments, bills, airtime, data, and card services enabled for your account.
BiyaLink is currently in private alpha. Register to receive availability updates and information about early access.
By joining the waitlist, you agree that DenoSys LTD may use your email address to provide BiyaLink launch and early access updates. See our Privacy Policy for details.
1,000+
Waitlist registrations
Private
Alpha stage
Nigeria
Initial market
18+
Eligible users
BiyaLink is a consumer financial technology product developed by DenoSys LTD, a Nigerian software company. We are building a simpler way for individuals to manage everyday transfers, payments, bills, airtime, data, and virtual cards.
DenoSys provides the technology, customer experience, security controls, and service integrations behind BiyaLink. Customer funds and regulated financial services are handled by licensed financial institution and payment service partners.
Clear answers about BiyaLink, early access, and how regulated services will work.
BiyaLink is currently in private alpha. Public onboarding has not started. Join the waitlist to receive availability and early access updates.
No. BiyaLink is a technology product of DenoSys LTD. Banking, payment, card, and other regulated financial services are provided through licensed partners.
No. DenoSys LTD does not accept deposits or hold customer funds. Funds are held by the licensed financial institution responsible for the relevant account or service.
The initial product is intended for individuals aged 18 or older who legally reside in Nigeria and successfully complete the required identity and compliance checks.
Planned services include transfers to BiyaLink users and Nigerian bank accounts, bill payments, airtime, mobile data, supported currency conversion, and eligible NGN and USD virtual cards. Features will be released in phases and may vary by verification level and partner availability.
During onboarding, eligible users will be asked to provide the identity and account information required by BiyaLink and its regulated partners. This may include identity numbers, an accepted identity document, a selfie, liveness verification, and other information needed for compliance checks.
Some services may have fees. Any applicable charge or exchange rate will be shown before you confirm a transaction. Joining the waitlist is free.
Eligible USD virtual cards may support international online payments where permitted by the card issuer and merchant. Availability, limits, supported merchants, and transaction approval depend on the issuing partner and card network rules.
BiyaLink is currently in private alpha. Public onboarding has not started. Join the waitlist to receive availability and early access updates.